The Fair Share Report

1 Button Mill Rd

Upper Deerfield, NJ 08302

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $237,531

Likely range $222,049 – $282,108, from 12 comparable Upper Deerfield sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

69.30%

The state's official measure of how far Upper Deerfield assessments sit below market value — republished every October, applied town-wide. A $237,531 home should be assessed near $164,609.

Step 3 · Assessed value

$128,800

Set at the last town-wide revaluation and mostly frozen since. That's $35,809 below what the ratio math suggests (21.8%).

Step 4 · The tax rate — same for every Upper Deerfield home

$3.290 per $100 assessed

$1.925 Schools · 59% $1.176 County · 36% $0.189 Town · 6%

This home's own bill implies $2.905 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$3,741/yr
Public schools$2,189
Cumberland County$1,337
Town of Upper Deerfield$215
Upper Deerfield average$5,928

This home vs. every recent Upper Deerfield sale · assessed ÷ market

Town median 55.6%
This home · 54.2%

36%85%

Paying about right

This home's ratio lands inside Upper Deerfield's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
19 MERRITT AVE2025-08$281,5001,00850.8%
22 HILTON AVE2026-03$245,0001,05647.8%
5 HOLLY AVE2026-05$232,7501,05651.3%
18 DANNA LANE2026-01$195,5001,00875.8%
255 WOODRUFF RD2026-03$215,00089649.4%
186 LANDIS AVE2025-01$248,0001,06658.8%
12 DEERFIELD RD2025-02$337,5001,09842.3%
10 BUTTON MILL RD2025-06$288,0001,00854.7%
28 ORILLIA DR2025-09$268,1041,05652.6%
7 ORILLIA DR2025-11$247,0001,14459.5%
106 CENTERTON RD2025-09$280,0001,04444.9%
33 WESTWARD DR2025-07$279,0001,11251.8%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →