The Fair Share Report

1 Elden Dr

Saddle River, NJ 07458

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $3,542,350

Likely range $3,169,200 – $4,566,190, from 12 comparable Saddle River sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

87.56%

The state's official measure of how far Saddle River assessments sit below market value — republished every October, applied town-wide. A $3,542,350 home should be assessed near $3,101,682.

Step 3 · Assessed value

$3,252,600

Set at the last town-wide revaluation and mostly frozen since. That's $150,918 above what the ratio math suggests (4.9%).

Step 4 · The tax rate — same for every Saddle River home

$1.067 per $100 assessed

$0.392 Schools · 37% $0.242 County · 23% $0.434 Town · 41%

Step 5 · The bill

$34,705/yr
Public schools$12,738
Bergen County$7,864
Town of Saddle River$14,103
Saddle River average$20,454

This home vs. every recent Saddle River sale · assessed ÷ market

Town median 71.3%
This home · 91.8%

54%108%

Paying about right

This home's ratio lands inside Saddle River's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
2 ALFORD DRIVE2026-05$4,125,0007,92587.0%
188 E. SADDLE RIVER ROAD2025-10$3,912,5006,84370.3%
186 E SADDLE RIVER RD2026-01$2,742,5007,34695.6%
10 CEDARWOOD LANE2026-05$4,395,0007,98770.0%
45 ACKERMAN ROAD2026-01$4,690,0007,59785.2%
4 PINE TREE DRIVE2025-02$2,725,0007,77199.5%
43 CHESTNUT RIDGE ROAD2025-08$4,750,0009,48076.3%
24 BURNING HOLLOW ROAD2025-07$4,200,0009,76675.3%
1 TANBARK TRAIL2025-11$2,500,0006,18069.3%
10 ALFORD DRIVE2025-03$4,300,0009,30692.4%
2 LOOKOUT DRIVE2025-11$3,600,0008,11886.1%
17 POWDER HILL ROAD2025-06$3,750,0006,79458.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →