The Fair Share Report
1 Harding Ave
Upper, NJ 08223
The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.
This home's full record →Check another house →
Step 1 · Market value
Likely range $536,345 – $918,983, from 12 comparable Upper sales in the past 18 months, at this home's 3,002 sq ft.
Step 2 · The Director's Ratio
The state's official measure of how far Upper assessments sit below market value — republished every October, applied town-wide. A $637,502 home should be assessed near $361,145.
Step 3 · Assessed value
Set at the last town-wide revaluation and mostly frozen since. That's $141,245 below what the ratio math suggests (39.1%).
Step 4 · The tax rate — same for every Upper home
$1.649 Schools · 72% $0.331 County · 14% $0.323 Town · 14%
Step 5 · The bill
This home vs. every recent Upper sale · assessed ÷ market
18%79%
Keep quiet and enjoy it
This home's assessment ratio sits below the Upper pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.
The evidence · comparable sales (SR1A usable-sale records)
| Address | Sold | Price | Sq ft | Ratio |
|---|---|---|---|---|
| 23 FOXBOROUGH RD | 2026-06 | $587,500 | 2,982 | 55.0% |
| 36 E HOLLYWOOD LA | 2025-12 | $950,000 | 2,592 | 42.1% |
| 313 W QUAIL DR | 2025-05 | $399,000 | 3,111 | 64.9% |
| 527 NORTH SHORE RD | 2025-11 | $528,000 | 3,201 | 64.5% |
| 1 W SHERMAN AVE | 2025-07 | $1,900,000 | 2,975 | 53.3% |
| 612 S BAYVIEW DR | 2025-12 | $5,400,000 | 2,844 | 35.3% |
| 825 STAGECOACH RD | 2026-06 | $881,330 | 2,879 | 58.8% |
| 10 RED CLOVER DR | 2025-05 | $785,000 | 3,217 | 47.7% |
| 11 INLET TER | 2025-02 | $560,000 | 2,754 | 55.9% |
| 2 ERICA LA | 2025-05 | $615,000 | 3,082 | 54.1% |
| 11 REDWISH AVE | 2026-04 | $445,317 | 2,097 | 55.6% |
| 125 NORTH SHORE RD | 2025-08 | $350,000 | 1,959 | 70.7% |
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