The Fair Share Report

1 Second St

Rumson, NJ 07760

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $3,890,844

Likely range $3,280,450 – $4,607,521, from 12 comparable Rumson sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

96.70%

The state's official measure of how far Rumson assessments sit below market value — republished every October, applied town-wide. A $3,890,844 home should be assessed near $3,762,446.

Step 3 · Assessed value

$5,420,800

Set at the last town-wide revaluation and mostly frozen since. That's $1,658,354 above what the ratio math suggests (44.1%).

Step 4 · The tax rate — same for every Rumson home

$1.049 per $100 assessed

$0.594 Schools · 57% $0.210 County · 20% $0.245 Town · 23%

This home's own bill implies $0.914 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$49,533/yr
Public schools$28,048
Monmouth County$9,916
Town of Rumson$11,569
Rumson average$23,692

This home vs. every recent Rumson sale · assessed ÷ market

Town median 97.5%
This home · 139.3%

72%171%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $17,396/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
20 HARTSHORNE LN2025-06$3,450,0006,155103.1%
43 RUMSON ROAD2025-04$2,350,0004,712102.4%
129 AVE OF TWO RIVERS2026-01$4,500,0007,07797.5%
6 TYSON LANE2026-04$5,000,0005,54278.8%
44 WARDELL AVENUE2025-02$3,075,0005,736102.4%
143 BINGHAM AVE.2026-05$5,200,0006,13692.5%
15 BUTTONWOOD LANE E2025-02$4,295,0407,004108.1%
13 BUTTONWOOD LANE2026-06$4,825,0005,28482.7%
136 AVE OF TWO RIVERS2025-04$3,550,0005,508105.0%
8 WOODS END ROAD2025-05$2,407,0005,490109.9%
132 AVE OF TWO RIVERS2026-04$4,025,0005,64277.1%
27 FORREST AVENUE2026-03$2,625,0003,70668.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →