The Fair Share Report
10 Beech Ln
Harding, NJ 07976
The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.
This home's full record →Check another house →
Step 1 · Market value
Likely range $820,179 – $1,320,788, from 12 comparable Harding sales in the past 18 months (home size estimated from assessor data — range widened).
Step 2 · The Director's Ratio
The state's official measure of how far Harding assessments sit below market value — republished every October, applied town-wide. A $961,507 home should be assessed near $716,996.
Step 3 · Assessed value
Set at the last town-wide revaluation and mostly frozen since. That's $279,096 below what the ratio math suggests (38.9%).
Step 4 · The tax rate — same for every Harding home
$0.580 Schools · 47% $0.299 County · 24% $0.355 Town · 29%
Step 5 · The bill
This home vs. every recent Harding sale · assessed ÷ market
28%94%
Keep quiet and enjoy it
This home's assessment ratio sits below the Harding pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.
The evidence · comparable sales (SR1A usable-sale records)
| Address | Sold | Price | Sq ft | Ratio |
|---|---|---|---|---|
| 7 SHADOWBROOK LN | 2025-11 | $860,000 | 2,279 | 61.6% |
| 8 FOREST DALE DR | 2026-03 | $825,000 | 2,134 | 59.5% |
| 5 ASH LN | 2025-08 | $800,000 | 1,713 | 52.8% |
| 9 CYPRESS CIR | 2025-07 | $650,000 | 1,943 | 72.5% |
| 6 ASH LN | 2025-11 | $635,000 | 1,744 | 67.3% |
| 4 HEMLOCK LN | 2025-06 | $725,000 | 1,804 | 61.3% |
| 10 HEMLOCK LN | 2026-06 | $795,000 | 1,568 | 55.2% |
| 15 SYCAMORE LN | 2025-06 | $639,000 | 1,804 | 67.8% |
| 26 BLACKWELL AVE | 2025-05 | $1,400,000 | 2,208 | 55.4% |
| 11 SHADOWBROOK LN | 2025-12 | $830,000 | 1,384 | 52.3% |
| 12 SPRUCE LN | 2025-01 | $662,000 | 1,545 | 71.4% |
| 53 POST HOUSE RD | 2026-01 | $1,445,000 | 2,284 | 64.2% |
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