The Fair Share Report

10 E Ave

Clayton, NJ 08312

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $444,273

Likely range $409,085 – $475,633, from 12 comparable Clayton sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

94.03%

The state's official measure of how far Clayton assessments sit below market value — republished every October, applied town-wide. A $444,273 home should be assessed near $417,750.

Step 3 · Assessed value

$426,400

Set at the last town-wide revaluation and mostly frozen since. That's $8,650 above what the ratio math suggests (2.1%).

Step 4 · The tax rate — same for every Clayton home

$2.568 per $100 assessed

$1.385 Schools · 54% $0.481 County · 19% $0.702 Town · 27%

This home's own bill implies $2.233 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$9,523/yr
Public schools$5,136
Gloucester County$1,784
Town of Clayton$2,603
Clayton average$7,031

This home vs. every recent Clayton sale · assessed ÷ market

Town median 99.1%
This home · 96.0%

82%110%

Paying about right

This home's ratio lands inside Clayton's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
620 SUN HAVEN DR2026-05$435,0002,064100.1%
107 KAISER LN2025-04$413,5002,092103.9%
34 MORGAN DR2026-04$470,0002,16095.7%
338 SUGAR HILL DR2026-03$450,0001,94692.0%
512 MOORE BLVD2025-04$430,0001,946100.2%
14 STANGER CT2026-05$471,0001,90386.1%
580 SUN HAVEN DR2026-05$400,0002,228104.8%
519 E CENTER ST2025-02$455,0002,37297.6%
520 COLEMAN DR2026-04$550,0002,38284.6%
8 PORCH ST2026-02$455,0002,27289.7%
410 MOORE BLVD2025-05$340,0002,493102.2%
7 BAYBERRY CT2025-03$469,0002,38499.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →