The Fair Share Report

10 Mitchell St

Lodi, NJ 07644

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $660,000

Likely range $580,500 – $850,000, from 12 comparable Lodi sales in the past 18 months.

Step 2 · The Director's Ratio

51.93%

The state's official measure of how far Lodi assessments sit below market value — republished every October, applied town-wide. A $660,000 home should be assessed near $342,738.

Step 3 · Assessed value

$126,900

Set at the last town-wide revaluation and mostly frozen since. That's $215,838 below what the ratio math suggests (63.0%).

Step 4 · The tax rate — same for every Lodi home

$3.540 per $100 assessed

$1.962 Schools · 55% $0.409 County · 12% $1.169 Town · 33%

Step 5 · The bill

$4,492/yr
Public schools$2,490
Bergen County$519
Town of Lodi$1,483
Lodi average$11,433

This home vs. every recent Lodi sale · assessed ÷ market

Town median 46.0%
This home · 19.2%

9%65%

Keep quiet and enjoy it

This home's assessment ratio sits below the Lodi pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
20 KIPP AVE2025-08$660,0002,04455.3%
3 LORELEI TERR2025-06$560,00086145.0%
144 COLUMBIA LN2025-06$580,5001,21245.9%
340 WESTERVELT PL2025-10$760,0001,43343.8%
40 AVE A2025-12$850,0002,36848.8%
63 WASHINGTON ST2026-04$625,0001,03449.2%
216 FARNHAM AVE2025-07$775,0002,08841.9%
15 FIRST ST2026-03$965,0002,09035.0%
15 FIRST ST2025-08$877,0002,09038.6%
12 BOYD ST2025-12$634,0001,64342.7%
71 MITCHELL ST2025-10$925,0002,92640.5%
84 LAWRENCE AVE2025-07$510,0001,46056.9%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →