The Fair Share Report

10 Third St

Rumson, NJ 07760

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $2,138,497

Likely range $1,933,337 – $2,408,450, from 12 comparable Rumson sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

96.70%

The state's official measure of how far Rumson assessments sit below market value — republished every October, applied town-wide. A $2,138,497 home should be assessed near $2,067,927.

Step 3 · Assessed value

$1,494,300

Set at the last town-wide revaluation and mostly frozen since. That's $573,627 below what the ratio math suggests (27.7%).

Step 4 · The tax rate — same for every Rumson home

$1.049 per $100 assessed

$0.594 Schools · 57% $0.210 County · 20% $0.245 Town · 23%

This home's own bill implies $0.916 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$13,682/yr
Public schools$7,748
Monmouth County$2,739
Town of Rumson$3,196
Rumson average$23,692

This home vs. every recent Rumson sale · assessed ÷ market

Town median 97.5%
This home · 69.9%

57%116%

Keep quiet and enjoy it

This home's assessment ratio sits below the Rumson pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
10 BRUCE PLACE2026-03$948,50077.5%
4A THIRD STREET2026-05$1,200,0002,14990.0%
43 BINGHAM AVE.2026-06$2,675,0002,90069.3%
80 BINGHAM AVE.2026-04$2,310,0003,07468.4%
17 WARREN STREET2025-01$1,525,0002,663103.8%
121 BLACKPOINT RD.2026-04$2,350,0002,77998.6%
39 E.RIVER ROAD2026-04$1,788,0002,31670.8%
4 OAKWOOD LANE2026-05$2,496,5002,55879.0%
162 E. RIVER RD.2026-01$1,310,0002,372104.7%
3 MONMOUTH AVENUE2026-03$1,825,0002,29577.9%
9 PACKER AVENUE2026-04$2,450,0002,91688.7%
12 FORREST AVE.2026-02$1,995,0002,78689.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →