The Fair Share Report

101 Toggle Rd

Stafford, NJ 08050

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $546,694

Likely range $494,146 – $585,177, from 12 comparable Stafford sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.85%

The state's official measure of how far Stafford assessments sit below market value — republished every October, applied town-wide. A $546,694 home should be assessed near $283,461.

Step 3 · Assessed value

$576,400

Set at the last town-wide revaluation and mostly frozen since. That's $292,939 above what the ratio math suggests (103.3%).

Step 4 · The tax rate — same for every Stafford home

$2.623 per $100 assessed

$1.048 Schools · 40% $0.603 County · 23% $0.972 Town · 37%

This home's own bill implies $1.321 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$7,615/yr
Public schools$3,042
Ocean County$1,751
Town of Stafford$2,822
Stafford average$7,775

This home vs. every recent Stafford sale · assessed ÷ market

Town median 95.4%
This home · 105.4%

78%122%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (59.63%) — roughly $7,684/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
767 BUCCANEER LANE2026-06$625,0002,00887.5%
1034 SAILOR DRIVE2025-03$580,0002,05490.1%
268 PULLEY AVENUE2025-03$515,0002,06696.6%
180 COMPASS ROAD2025-03$505,0001,947100.0%
1194 STEAMER AVENUE2025-01$432,5001,977111.4%
149 YEOMAN ROAD2025-05$525,0001,936103.9%
257 WAVE ROAD2026-01$600,0002,08991.3%
1066 RUDDER AVENUE2025-06$545,0001,97095.4%
133 WAVE ROAD2025-01$450,0002,113120.3%
250 ATLANTIS AVENUE2025-05$600,0001,96587.7%
205 INLET AVENUE2025-05$498,0002,092102.0%
1033 CUTLASS AVENUE2026-06$590,0002,14590.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →