The Fair Share Report

103 Middlesex St

Gloucester, NJ 08030

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $269,066

Likely range $257,391 – $350,521, from 12 comparable Gloucester City sales in the past 18 months, at this home's 2,304 sq ft.

Step 2 · The Director's Ratio

56.80%

The state's official measure of how far Gloucester City assessments sit below market value — republished every October, applied town-wide. A $269,066 home should be assessed near $152,829.

Step 3 · Assessed value

$92,300

Set at the last town-wide revaluation and mostly frozen since. That's $60,529 below what the ratio math suggests (39.6%).

Step 4 · The tax rate — same for every Gloucester City home

$5.292 per $100 assessed

$1.323 Schools · 25% $0.921 County · 17% $3.048 Town · 58%

Step 5 · The bill

$4,885/yr
Public schools$1,221
Camden County$850
Town of Gloucester City$2,814
Gloucester City average$5,850

This home vs. every recent Gloucester City sale · assessed ÷ market

Town median 44.4%
This home · 34.3%

21%71%

Paying about right

This home's ratio lands inside Gloucester City's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
105 MIDDLESEX ST2025-10$259,0002,30434.7%
109 HUDSON ST2026-05$266,0001,72833.9%
840 CUMBERLAND ST2025-08$385,0002,46440.4%
318 MONMOUTH ST2025-04$325,0002,42842.1%
232 N BROADWAY2026-01$234,9002,10831.5%
230 CUMBERLAND ST2025-10$270,0002,31234.1%
201-203 POWELL ST2025-06$95,0002,255122.8%
124 N BROADWAY2026-02$235,9001,95237.0%
124 N BROADWAY2025-11$180,0001,95248.4%
110 MIDDLESEX ST2025-02$245,0001,72844.2%
325 MONMOUTH ST2026-04$275,0001,76031.2%
145 OXFORD AVE2025-06$370,0002,75052.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →