The Fair Share Report
10508 Third Ave
Stone Harbor, NJ 08055
The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.
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Step 1 · Market value
Likely range $1,936,016 – $3,070,703, from 12 comparable Stone Harbor sales in the past 18 months (home size estimated from assessor data — range widened).
Step 2 · The Director's Ratio
The state's official measure of how far Stone Harbor assessments sit below market value — republished every October, applied town-wide. A $2,421,044 home should be assessed near $1,215,848.
Step 3 · Assessed value
Set at the last town-wide revaluation and mostly frozen since. That's $219,148 below what the ratio math suggests (18.0%).
Step 4 · The tax rate — same for every Stone Harbor home
$0.053 Schools · 7% $0.388 County · 50% $0.334 Town · 43%
Step 5 · The bill
This home vs. every recent Stone Harbor sale · assessed ÷ market
27%64%
Paying about right
This home's ratio lands inside Stone Harbor's normal band. The drift hasn't singled it out — no case for a tax appeal.
The evidence · comparable sales (SR1A usable-sale records)
| Address | Sold | Price | Sq ft | Ratio |
|---|---|---|---|---|
| 10108 SECOND AVE | 2026-02 | $3,100,000 | 1,480 | 43.5% |
| 283 86TH ST | 2025-05 | $2,325,000 | 1,364 | 51.4% |
| 271 106TH ST | 2025-01 | $2,450,000 | 1,260 | 44.6% |
| 154 98TH ST | 2025-12 | $3,093,750 | 1,248 | 47.2% |
| 325 99TH ST | 2026-03 | $2,308,333 | 1,446 | 38.1% |
| 389 95TH ST | 2025-01 | $2,399,000 | 1,740 | 35.5% |
| 255 81ST STREET, SOUTH | 2025-02 | $1,315,000 | 1,488 | 60.6% |
| 396 95TH ST | 2025-09 | $2,220,000 | 1,114 | 51.7% |
| 248 81ST ST UNIT A | 2026-03 | $1,599,000 | 1,400 | 52.1% |
| 230 101ST ST | 2025-10 | $2,300,000 | 1,538 | 32.6% |
| 255 117TH ST | 2026-03 | $1,925,000 | 1,392 | 44.3% |
| 10039 CORINTHIAN DR | 2025-06 | $5,000,000 | 1,449 | 26.4% |
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