The Fair Share Report

107 Second Ave

Cape May, NJ 08034

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,115,140

Likely range $844,217 – $1,418,959, from 12 comparable Cape May sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

50.83%

The state's official measure of how far Cape May assessments sit below market value — republished every October, applied town-wide. A $1,115,140 home should be assessed near $566,826.

Step 3 · Assessed value

$632,000

Set at the last town-wide revaluation and mostly frozen since. That's $65,174 above what the ratio math suggests (11.5%).

Step 4 · The tax rate — same for every Cape May home

$1.093 per $100 assessed

$0.347 Schools · 32% $0.384 County · 35% $0.361 Town · 33%

Step 5 · The bill

$6,908/yr
Public schools$2,195
Cape May County$2,429
Town of Cape May$2,284
Cape May average$7,494

This home vs. every recent Cape May sale · assessed ÷ market

Town median 43.6%
This home · 56.7%

30%80%

Paying about right

This home's ratio lands inside Cape May's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
1407-1409 HARBOR LA2024-12$999,9991,21653.9%
936 LAFAYETTE ST2026-04$1,049,7501,53254.1%
1621 BEACH AVE2025-01$1,500,0001,32054.5%
827 WASHINGTON ST #1012026-03$1,495,0001,52339.1%
1520 YACHT AVE2025-10$1,200,0001,42741.4%
1520 YACHT AVE2025-06$975,0001,42751.0%
1520 YACHT AVE2025-09$950,0001,07049.0%
1043 VIRGINIA AVE2025-05$1,560,0001,46235.3%
1520 YACHT AVE2025-08$969,0001,04851.8%
1045-1047 LAFAYETTE ST2026-03$830,0001,14035.5%
1353 WISCONSIN AVE2025-03$852,5001,25147.0%
10 CONGRESS ST2025-07$1,750,0001,06651.8%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →