The Fair Share Report

108 E 26th St

Ship Bottom, NJ 08062

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $849,449

Likely range $663,675 – $1,071,051, from 12 comparable Ship Bottom sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

53.09%

The state's official measure of how far Ship Bottom assessments sit below market value — republished every October, applied town-wide. A $849,449 home should be assessed near $450,972.

Step 3 · Assessed value

$363,600

Set at the last town-wide revaluation and mostly frozen since. That's $87,372 below what the ratio math suggests (19.4%).

Step 4 · The tax rate — same for every Ship Bottom home

$1.241 per $100 assessed

$0.249 Schools · 20% $0.567 County · 46% $0.425 Town · 34%

Step 5 · The bill

$4,512/yr
Public schools$905
Ocean County$2,062
Town of Ship Bottom$1,545
Ship Bottom average$8,589

This home vs. every recent Ship Bottom sale · assessed ÷ market

Town median 44.0%
This home · 42.8%

28%67%

Paying about right

This home's ratio lands inside Ship Bottom's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
101 E 30TH ST2025-05$1,350,0001,00836.3%
104 E 17TH ST2026-05$825,0001,06250.4%
215 W 23RD ST2025-06$1,100,0001,07837.6%
253 W 21ST ST2025-01$999,99983433.1%
707 BARNEGAT AVE2025-06$650,0001,02451.5%
2109 CENTRAL AVE2025-12$765,0001,09345.9%
2109 CENTRAL AVE2025-06$729,0001,09348.1%
2012 E BAY TERRACE2025-09$1,050,00099348.5%
1810 CENTRAL AVE UNIT #152026-02$725,00086053.9%
1810 CENTRAL AVE UNIT #132025-01$735,00086053.1%
111 W 18TH ST UNIT #22026-05$625,0001,08038.3%
276 W 16TH ST UNIT "1"2025-10$731,00086446.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →