The Fair Share Report

108 E 7th St E

Ship Bottom, NJ 08088

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,448,622

Likely range $1,253,779 – $1,883,106, from 12 comparable Ship Bottom sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

53.09%

The state's official measure of how far Ship Bottom assessments sit below market value — republished every October, applied town-wide. A $1,448,622 home should be assessed near $769,073.

Step 3 · Assessed value

$548,200

Set at the last town-wide revaluation and mostly frozen since. That's $220,873 below what the ratio math suggests (28.7%).

Step 4 · The tax rate — same for every Ship Bottom home

$1.241 per $100 assessed

$0.249 Schools · 20% $0.567 County · 46% $0.425 Town · 34%

Step 5 · The bill

$6,803/yr
Public schools$1,365
Ocean County$3,108
Town of Ship Bottom$2,330
Ship Bottom average$8,589

This home vs. every recent Ship Bottom sale · assessed ÷ market

Town median 44.0%
This home · 37.8%

24%67%

Paying about right

This home's ratio lands inside Ship Bottom's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
126 E 13TH ST2025-07$2,350,0001,92044.1%
104 E 18TH ST2025-09$2,250,0002,28840.1%
250 W 18TH ST2025-02$1,301,8501,72641.1%
305 W 18TH ST2025-06$1,775,0002,16352.3%
276 W 13TH ST2025-03$1,140,0002,01648.6%
379 W 8TH ST UNIT "6"2025-11$915,0001,19046.6%
109 W 26TH ST2025-12$2,169,0002,50042.9%
901 OCEAN 3RD FLR #C09062025-10$1,555,0001,63551.9%
303 W 15TH ST2026-01$1,150,0001,92045.2%
108 W 22ND ST2026-04$1,575,0002,18445.9%
1511 BARNEGAT AVE2025-08$1,665,0002,76054.4%
357 W 10TH ST2025-10$1,550,0002,13140.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →