The Fair Share Report

109 Ave E

Lodi, NJ 07644

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $947,162

Likely range $884,520 – $1,068,724, from 12 comparable Lodi sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.93%

The state's official measure of how far Lodi assessments sit below market value — republished every October, applied town-wide. A $947,162 home should be assessed near $491,861.

Step 3 · Assessed value

$511,300

Set at the last town-wide revaluation and mostly frozen since. That's $19,439 above what the ratio math suggests (4.0%).

Step 4 · The tax rate — same for every Lodi home

$3.540 per $100 assessed

$1.962 Schools · 55% $0.409 County · 12% $1.169 Town · 33%

Step 5 · The bill

$18,100/yr
Public schools$10,032
Bergen County$2,091
Town of Lodi$5,977
Lodi average$11,433

This home vs. every recent Lodi sale · assessed ÷ market

Town median 46.0%
This home · 54.0%

31%65%

Paying about right

This home's ratio lands inside Lodi's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
365 WESTERVELT PL2025-04$955,0003,16854.0%
255 WESTMINSTER PL2026-05$875,0003,10050.5%
82 AVE F2026-02$730,0002,92456.2%
229 GROVE ST2026-03$950,0003,29760.3%
5 CHARLES ST2025-12$880,0002,63851.1%
61 SAINT JOSEPH BLVD2025-06$1,076,0613,00044.7%
71 MITCHELL ST2025-10$925,0002,92640.5%
102 CHARLTON AVE2026-01$1,150,0003,97546.2%
100 CHARLTON AVE2026-01$1,132,4503,97547.0%
351 PASSAIC AVE2025-04$1,125,0003,18633.0%
180 WESTERVELT PL2025-07$850,0002,91254.1%
318 HARRISON AVE2025-06$820,0003,21943.7%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →