The Fair Share Report

109 Ely Ave

Franklin, NJ 08322

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $317,372

Likely range $300,848 – $371,283, from 12 comparable Franklin sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

58.44%

The state's official measure of how far Franklin assessments sit below market value — republished every October, applied town-wide. A $317,372 home should be assessed near $185,472.

Step 3 · Assessed value

$142,900

Set at the last town-wide revaluation and mostly frozen since. That's $42,572 below what the ratio math suggests (23.0%).

Step 4 · The tax rate — same for every Franklin home

$3.741 per $100 assessed

$2.153 Schools · 58% $0.732 County · 20% $0.856 Town · 23%

Step 5 · The bill

$5,540/yr
Public schools$3,188
Gloucester County$1,084
Town of Franklin$1,268
Franklin average$7,095

This home vs. every recent Franklin sale · assessed ÷ market

Town median 51.0%
This home · 45.0%

33%74%

Paying about right

This home's ratio lands inside Franklin's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
32 CERTAIN AVE2025-05$299,9001,15051.1%
939 GARRISON RD2025-04$325,0001,15252.3%
161 ELY AVE2026-04$330,0001,05639.9%
161 ELY AVE2025-02$275,0001,05647.8%
101 EAGLE LN2025-03$335,0001,34444.3%
15 MCCURDY AVE2025-05$370,0001,24051.8%
48 LAY DR2026-01$250,0001,10860.0%
1234 WILLIAMSTOWN RD2025-01$325,0001,45858.0%
596 UNION AVE2025-03$309,9001,00844.1%
454 CLEARFIELD AVE2026-05$317,5001,00847.7%
1554 FLORA RD2026-05$293,0001,06849.7%
1729 FOREST GROVE RD2025-02$365,0001,24946.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →