The Fair Share Report

109 Maple St

Summit, NJ 07901

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $2,481,583

Likely range $2,113,417 – $2,913,579, from 12 comparable Summit sales in the past 18 months, at this home's 3,534 sq ft.

Step 2 · The Director's Ratio

30.81%

The state's official measure of how far Summit assessments sit below market value — republished every October, applied town-wide. A $2,481,583 home should be assessed near $764,576.

Step 3 · Assessed value

$637,900

Set at the last town-wide revaluation and mostly frozen since. That's $126,676 below what the ratio math suggests (16.6%).

Step 4 · The tax rate — same for every Summit home

$4.470 per $100 assessed

$2.335 Schools · 52% $1.092 County · 24% $1.043 Town · 23%

Summit also levies a Special Improvement District charge inside its district boundaries — the county roll doesn't say which homes are in it, but a bill's "IMPROVEMENT DISTRICT" line does. District homes pay $4.654 per $100 all-in (+$0.184).

Step 5 · The bill

$28,521/yr
Public schools$14,898
Union County$6,967
Town of Summit$6,655
Summit average$19,697

This home vs. every recent Summit sale · assessed ÷ market

Town median 26.5%
This home · 25.7%

16%41%

Paying about right

This home's ratio lands inside Summit's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
12-14 GLENSIDE AVE2026-02$990,0002,83826.2%
26 HAWTHORNE PL2025-04$2,200,0003,13329.6%
138 MOUNTAIN AVE2025-05$2,300,0003,84627.4%
80 WOODLAND AVE2025-01$3,325,0003,75922.2%
115 MAPLE ST2025-10$2,550,0003,09323.8%
25 BEDFORD ROAD2026-04$1,900,0003,38527.5%
11 BRANTWOOD DR2026-05$2,935,0003,31225.1%
11 BRANTWOOD DR2025-05$2,575,0003,31228.7%
159 KENT PLACE BLVD2025-08$2,525,0003,53827.8%
77 DALE DR2025-08$2,300,0003,67630.4%
8 TEMPLAR WAY2025-11$2,600,0003,80428.8%
8 TEMPLAR WAY2025-04$2,500,0003,80430.0%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →