The Fair Share Report

11 David St

Ocean, NJ 07712

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $839,055

Likely range $727,357 – $1,501,672, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

94.25%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $839,055 home should be assessed near $790,809.

Step 3 · Assessed value

$845,300

Set at the last town-wide revaluation and mostly frozen since. That's $54,491 above what the ratio math suggests (6.9%).

Step 4 · The tax rate — same for every Ocean home

$1.319 per $100 assessed

$0.801 Schools · 61% $0.224 County · 17% $0.295 Town · 22%

This home's own bill implies $1.178 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$9,961/yr
Public schools$6,044
Monmouth County$1,690
Town of Ocean$2,226
Ocean average$12,291

This home vs. every recent Ocean sale · assessed ÷ market

Town median 95.5%
This home · 100.7%

51%122%

Paying about right

This home's ratio lands inside Ocean's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
20 SHARON DR2025-03$905,0002,094105.5%
53 HILLSIDE TERR2025-01$690,0002,320105.8%
5 LANCASTER DR2025-02$822,0002,29294.3%
22 ROSLYN DR2025-05$1,220,0002,25081.3%
66 COLD INDIAN SPRING RD2026-02$740,0002,43298.3%
1 MICHAELS CT2026-06$1,792,5002,37870.9%
404 BROOKSIDE AVE2026-04$1,355,0002,17267.8%
1 JEROME SMITH DR2025-01$660,0001,944100.5%
44 ASCOT DR2025-05$869,0002,483100.1%
441 SLOCUM PL2026-05$1,650,0002,24282.0%
1 DERBY LN2025-02$930,0002,444101.8%
23 COLD INDIAN SPRING RD2025-03$750,0002,37099.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →