The Fair Share Report

11 First

Closter, NJ 07624

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $891,219

Likely range $780,093 – $932,101, from 12 comparable Closter sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

86.08%

The state's official measure of how far Closter assessments sit below market value — republished every October, applied town-wide. A $891,219 home should be assessed near $767,161.

Step 3 · Assessed value

$569,900

Set at the last town-wide revaluation and mostly frozen since. That's $197,261 below what the ratio math suggests (25.7%).

Step 4 · The tax rate — same for every Closter home

$2.071 per $100 assessed

$1.285 Schools · 62% $0.239 County · 12% $0.547 Town · 26%

This home's own bill implies $1.800 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$10,256/yr
Public schools$6,364
Bergen County$1,184
Town of Closter$2,709
Closter average$19,587

This home vs. every recent Closter sale · assessed ÷ market

Town median 88.4%
This home · 63.9%

56%104%

Keep quiet and enjoy it

This home's assessment ratio sits below the Closter pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
351 DURIE AVE2025-06$740,0001,51988.9%
449 CLOSTER DOCK RD2025-01$800,0001,44091.2%
5 WILLOW RD2025-03$720,0001,59993.0%
88 PINE ST2025-05$850,0001,65290.6%
216 KNICKERBOCKER RD2025-05$890,0001,71096.0%
216 CEDAR LANE2026-06$845,0001,55484.5%
61 JULIA ST2026-04$810,0001,44093.9%
280 KNICKERBOCKER RD2026-03$730,0001,29391.2%
4 LOCKWOOD LANE2026-03$950,0001,36883.0%
179 CLOSTER DOCK RD2025-01$1,060,0001,82379.8%
50 CARLSON CT2026-03$825,0001,775101.6%
61 MACARTHUR AVE2025-04$1,321,0001,60065.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →