The Fair Share Report

110 Riptide Ave

Stafford, NJ 08050

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $413,540

Likely range $344,149 – $687,180, from 12 comparable Stafford sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.85%

The state's official measure of how far Stafford assessments sit below market value — republished every October, applied town-wide. A $413,540 home should be assessed near $214,420.

Step 3 · Assessed value

$370,700

Set at the last town-wide revaluation and mostly frozen since. That's $156,280 above what the ratio math suggests (72.9%).

Step 4 · The tax rate — same for every Stafford home

$2.623 per $100 assessed

$1.048 Schools · 40% $0.603 County · 23% $0.972 Town · 37%

This home's own bill implies $1.186 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$4,396/yr
Public schools$1,756
Ocean County$1,011
Town of Stafford$1,629
Stafford average$7,775

This home vs. every recent Stafford sale · assessed ÷ market

Town median 95.4%
This home · 89.6%

48%114%

Paying about right

This home's ratio lands inside Stafford's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
321 FLOAT AVENUE2025-01$410,0001,27496.6%
128 RODMAN DRIVE2025-03$650,0001,298112.1%
994 SANDY CIRCLE2026-01$375,0001,24894.7%
1089 FATHOM AVENUE2025-04$375,0001,24996.5%
1125 WINDLASS DRIVE2025-06$345,0001,248104.3%
1090 VESSEL LANE2025-05$464,0001,313102.9%
166 INLET AVENUE2026-01$325,0001,245118.8%
248 MATEY AVENUE2026-01$340,0001,230106.7%
491 CORAL LANE2026-05$455,0001,34488.3%
464 MORRIS BLVD2025-02$999,9991,36878.8%
27 RUTH DRIVE2025-04$825,0001,170101.6%
1199 CANAL AVENUE2025-03$370,0001,392100.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →