The Fair Share Report

112 E 3rd St

Ship Bottom, NJ 08008

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,256,147

Likely range $1,029,780 – $1,538,933, from 12 comparable Ship Bottom sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

53.09%

The state's official measure of how far Ship Bottom assessments sit below market value — republished every October, applied town-wide. A $1,256,147 home should be assessed near $666,888.

Step 3 · Assessed value

$860,000

Set at the last town-wide revaluation and mostly frozen since. That's $193,112 above what the ratio math suggests (29.0%).

Step 4 · The tax rate — same for every Ship Bottom home

$1.241 per $100 assessed

$0.249 Schools · 20% $0.567 County · 46% $0.425 Town · 34%

This home's own bill implies $1.212 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$10,423/yr
Public schools$2,091
Ocean County$4,762
Town of Ship Bottom$3,569
Ship Bottom average$8,589

This home vs. every recent Ship Bottom sale · assessed ÷ market

Town median 44.0%
This home · 68.5%

32%89%

A touch high — worth watching

This home's ratio sits above most of Ship Bottom, but doesn't clear NJ's legal appeal line (61.05%).

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
358 W 6TH ST2025-07$1,215,0001,76843.9%
303 W 15TH ST2026-01$1,150,0001,92045.2%
242 W 14TH ST2025-10$1,200,0002,02446.2%
334 W 5TH ST2025-03$1,325,0002,12440.8%
346 W 7TH ST2026-04$1,450,0001,79042.4%
901 OCEAN 3RD FLR #C09062025-10$1,555,0001,63551.9%
354 W 11TH ST2025-07$1,100,0001,28431.8%
105 W 27TH ST2025-02$1,350,0001,40834.1%
357 W 10TH ST2025-10$1,550,0002,13140.6%
280 W 15TH ST2025-08$2,000,00039.5%
276 W 13TH ST2025-03$1,140,0002,01648.6%
250 W 18TH ST2025-02$1,301,8501,72641.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →