The Fair Share Report

112 Main St

Downe, NJ 08345

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $208,000

Likely range $200,000 – $295,000, from 8 comparable Downe sales in the past 18 months, at this home's 1,436 sq ft.

Step 2 · The Director's Ratio

78.40%

The state's official measure of how far Downe assessments sit below market value — republished every October, applied town-wide. A $208,000 home should be assessed near $163,072.

Step 3 · Assessed value

$173,500

Set at the last town-wide revaluation and mostly frozen since. That's $10,428 above what the ratio math suggests (6.4%).

Step 4 · The tax rate — same for every Downe home

$2.931 per $100 assessed

$1.454 Schools · 50% $1.070 County · 37% $0.407 Town · 14%

Step 5 · The bill

$5,517/yr
Public schools$2,737
Cumberland County$2,014
Town of Downe$766
Downe average$4,274

This home vs. every recent Downe sale · assessed ÷ market

Town median 67.3%
This home · 83.4%

31%107%

Paying about right

This home's ratio lands inside Downe's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
615 OLD BEAVER DAM RD2025-01$105,0001,110150.1%
446 MAIN ST2025-07$200,00036.3%
250 COVE RD2025-02$295,0001,260101.5%
146 FORTESCUE RD2025-01$209,00089661.8%
467-469 HICKMAN AVE2025-12$208,00068.5%
607 MAIN ST2025-10$208,00045.0%
211 MAPLE ST2025-11$259,00029.0%
248 COVE RD2025-07$445,0001,56849.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →