The Fair Share Report

112 Toggle Rd

Stafford, NJ 08050

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $537,972

Likely range $397,440 – $601,874, from 12 comparable Stafford sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.85%

The state's official measure of how far Stafford assessments sit below market value — republished every October, applied town-wide. A $537,972 home should be assessed near $278,938.

Step 3 · Assessed value

$509,900

Set at the last town-wide revaluation and mostly frozen since. That's $230,962 above what the ratio math suggests (82.8%).

Step 4 · The tax rate — same for every Stafford home

$2.623 per $100 assessed

$1.048 Schools · 40% $0.603 County · 23% $0.972 Town · 37%

This home's own bill implies $1.303 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$6,644/yr
Public schools$2,655
Ocean County$1,527
Town of Stafford$2,462
Stafford average$7,775

This home vs. every recent Stafford sale · assessed ÷ market

Town median 95.4%
This home · 94.8%

78%134%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (59.63%) — roughly $6,058/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
272 BUOY AVENUE2025-05$585,0001,80689.4%
65 SUMMERHILL DRIVE2026-06$420,0001,81598.0%
1192 WINDLASS DRIVE2025-03$535,0001,80092.1%
961 BUCCANEER LANE2025-03$575,0001,75990.1%
2 TERRACE COURT2025-05$600,0001,83295.0%
10 HAMPTON ROAD2026-02$390,0001,817102.8%
141 CRUISE ROAD2025-03$589,9001,85086.1%
1386 PAUL BLVD2025-02$999,9991,85699.0%
130 ATLANTIC HILLS BLVD2025-06$469,9001,77389.0%
44 SUMMERHILL DRIVE2026-05$399,0001,720101.0%
16 NEWPORT ROAD2026-04$384,9001,720103.7%
183 COMPASS ROAD2025-06$474,2991,71798.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →