The Fair Share Report

113 Toggle Rd

Stafford, NJ 08050

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $679,442

Likely range $640,271 – $701,408, from 12 comparable Stafford sales in the past 18 months, at this home's 2,435 sq ft.

Step 2 · The Director's Ratio

51.85%

The state's official measure of how far Stafford assessments sit below market value — republished every October, applied town-wide. A $679,442 home should be assessed near $352,291.

Step 3 · Assessed value

$644,400

Set at the last town-wide revaluation and mostly frozen since. That's $292,109 above what the ratio math suggests (82.9%).

Step 4 · The tax rate — same for every Stafford home

$2.623 per $100 assessed

$1.048 Schools · 40% $0.603 County · 23% $0.972 Town · 37%

This home's own bill implies $1.237 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$7,971/yr
Public schools$3,185
Ocean County$1,833
Town of Stafford$2,954
Stafford average$7,775

This home vs. every recent Stafford sale · assessed ÷ market

Town median 95.4%
This home · 94.8%

78%114%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (59.63%) — roughly $7,662/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
350 DEER LAKE COURT2025-03$610,0002,454102.3%
254 OUTBOARD AVENUE2025-05$750,0002,37789.0%
310 WINDING OAK TRAIL2026-03$677,5002,35280.7%
216 TACKLE AVENUE2026-03$630,0002,48991.3%
175 BARRACUDA ROAD2026-02$680,0002,43794.4%
223 HILLIARD BLVD2026-01$684,0002,47698.0%
100 CAPTAIN ROAD2025-01$600,0002,32897.0%
584 CORAL LANE2026-05$649,9992,34482.1%
44 CLAUDIA LANE2026-05$925,0002,44895.6%
224 NAUTILUS DRIVE2025-04$670,0002,33196.7%
18 WHIPPOORWILL LANE2025-03$750,0002,52997.0%
9 RANCH BLVD2025-04$735,0002,617109.8%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →