The Fair Share Report

114 E 12th St

Ship Bottom, NJ 08055

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,197,644

Likely range $947,412 – $1,611,527, from 12 comparable Ship Bottom sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

53.09%

The state's official measure of how far Ship Bottom assessments sit below market value — republished every October, applied town-wide. A $1,197,644 home should be assessed near $635,829.

Step 3 · Assessed value

$906,700

Set at the last town-wide revaluation and mostly frozen since. That's $270,871 above what the ratio math suggests (42.6%).

Step 4 · The tax rate — same for every Ship Bottom home

$1.241 per $100 assessed

$0.249 Schools · 20% $0.567 County · 46% $0.425 Town · 34%

Step 5 · The bill

$11,252/yr
Public schools$2,258
Ocean County$5,141
Town of Ship Bottom$3,853
Ship Bottom average$8,589

This home vs. every recent Ship Bottom sale · assessed ÷ market

Town median 44.0%
This home · 75.7%

32%101%

A touch high — worth watching

This home's ratio sits above most of Ship Bottom, but doesn't clear NJ's legal appeal line (61.05%).

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
358 W 6TH ST2025-07$1,215,0001,76843.9%
901 OCEAN 3RD FLR #C09062025-10$1,555,0001,63551.9%
242 W 14TH ST2025-10$1,200,0002,02446.2%
105 W 27TH ST2025-02$1,350,0001,40834.1%
303 W 15TH ST2026-01$1,150,0001,92045.2%
354 W 11TH ST2025-07$1,100,0001,28431.8%
216 W 5TH ST2025-08$1,225,0001,22437.4%
334 W 5TH ST2025-03$1,325,0002,12440.8%
357 W 10TH ST2025-10$1,550,0002,13140.6%
250 W 18TH ST2025-02$1,301,8501,72641.1%
329 W 5TH ST2026-03$1,820,0002,43642.6%
346 W 7TH ST2026-04$1,450,0001,79042.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →