The Fair Share Report
115 Main
Keyport, NJ 07735
The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.
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Step 1 · Market value
Likely range $485,170 – $579,747, from 12 comparable Keyport sales in the past 18 months (home size estimated from assessor data — range widened).
Step 2 · The Director's Ratio
The state's official measure of how far Keyport assessments sit below market value — republished every October, applied town-wide. A $525,597 home should be assessed near $512,720.
Step 3 · Assessed value
Set at the last town-wide revaluation and mostly frozen since. That's $20,020 below what the ratio math suggests (3.9%).
Step 4 · The tax rate — same for every Keyport home
$0.999 Schools · 50% $0.205 County · 10% $0.787 Town · 40%
This home's own bill implies $1.861 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).
Step 5 · The bill
This home vs. every recent Keyport sale · assessed ÷ market
73%116%
Paying about right
This home's ratio lands inside Keyport's normal band. The drift hasn't singled it out — no case for a tax appeal.
The evidence · comparable sales (SR1A usable-sale records)
| Address | Sold | Price | Sq ft | Ratio |
|---|---|---|---|---|
| 84 ELIZABETH STREET | 2025-03 | $601,000 | 1,539 | 88.9% |
| 20 WAVERLY STREET | 2026-06 | $549,000 | 1,560 | 101.8% |
| 6 OCTAVIA | 2026-04 | $436,000 | 1,526 | 112.0% |
| 44 CHURCH | 2025-04 | $470,000 | 1,474 | 100.6% |
| 90 ST. PETERS PLACE | 2026-06 | $742,000 | 1,647 | 85.3% |
| 229 OSBORN STREET | 2025-04 | $375,000 | 1,750 | 148.3% |
| 104 THERESE | 2026-03 | $530,000 | 1,449 | 94.4% |
| 13 THERESE AVE | 2025-05 | $533,000 | 1,584 | 98.3% |
| 88 JACKSON | 2025-03 | $600,000 | 1,907 | 100.0% |
| 14 COLUCO PLACE | 2025-05 | $450,000 | 1,394 | 101.9% |
| 12 COLUCO PLACE | 2025-03 | $450,000 | 1,394 | 101.9% |
| 138 THIRD | 2026-04 | $523,827 | 1,470 | 83.3% |
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