The Fair Share Report

115 Shell Rd

Commercial, NJ 08210

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $111,882

Likely range $66,048 – $159,338, from 12 comparable Commercial sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

80.53%

The state's official measure of how far Commercial assessments sit below market value — republished every October, applied town-wide. A $111,882 home should be assessed near $90,099.

Step 3 · Assessed value

$82,300

Set at the last town-wide revaluation and mostly frozen since. That's $7,799 below what the ratio math suggests (8.7%).

Step 4 · The tax rate — same for every Commercial home

$2.755 per $100 assessed

$0.905 Schools · 33% $1.146 County · 42% $0.704 Town · 26%

This home's own bill implies $3.326 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$2,738/yr
Public schools$899
Cumberland County$1,139
Town of Commercial$700
Commercial average$3,016

This home vs. every recent Commercial sale · assessed ÷ market

Town median 63.1%
This home · 73.6%

41%145%

Paying about right

This home's ratio lands inside Commercial's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
7178 KERON DRIVE2026-03$170,00098061.9%
6117 QUAIL DRIVE2025-06$119,90097289.7%
7079 CHARLES PLACE2025-01$80,000888140.3%
7414 BATTLE LANE2025-10$265,0001,12848.9%
1314 SPRING GARDEN RD2026-02$46,300954159.2%
7194 SAMUEL DRIVE2025-08$55,000968139.4%
1857 LAKESHORE DR2025-10$60,000736163.7%
340 ROBIN RD2025-12$85,0001,325128.8%
1511 NORTH AVE2025-07$190,0001,25159.6%
115 ROBIN RD2025-08$177,00096063.1%
7305 SAMUEL DRIVE2025-04$110,0001,06490.4%
968 STEEP RUN RD2025-06$145,0001,18075.9%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →