The Fair Share Report

12 Cedric Rd

Summit, NJ 07901

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $3,191,278

Likely range $2,956,443 – $3,824,758, from 12 comparable Summit sales in the past 18 months, at this home's 4,567 sq ft.

Step 2 · The Director's Ratio

30.81%

The state's official measure of how far Summit assessments sit below market value — republished every October, applied town-wide. A $3,191,278 home should be assessed near $983,233.

Step 3 · Assessed value

$705,000

Set at the last town-wide revaluation and mostly frozen since. That's $278,233 below what the ratio math suggests (28.3%).

Step 4 · The tax rate — same for every Summit home

$4.470 per $100 assessed

$2.335 Schools · 52% $1.092 County · 24% $1.043 Town · 23%

Summit also levies a Special Improvement District charge inside its district boundaries — the county roll doesn't say which homes are in it, but a bill's "IMPROVEMENT DISTRICT" line does. District homes pay $4.654 per $100 all-in (+$0.184).

Step 5 · The bill

$31,521/yr
Public schools$16,465
Union County$7,700
Town of Summit$7,355
Summit average$19,697

This home vs. every recent Summit sale · assessed ÷ market

Town median 26.5%
This home · 22.1%

13%41%

Paying about right

This home's ratio lands inside Summit's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
231 OAK RIDGE AVE2025-07$3,150,0004,86627.5%
57 PROSPECT HILL AVE2025-09$4,600,0004,88526.5%
23 ARGYLE CT2026-05$2,895,0004,14333.2%
10 TEMPLAR WAY2025-08$2,700,0004,92427.5%
166 COLONIAL RD2025-12$2,470,0003,97922.3%
100 LARNED RD2025-11$3,200,0003,82121.5%
30 WILDWOOD LANE2026-01$3,250,0004,39134.5%
11 BRANTWOOD DR2026-05$2,935,0003,31225.1%
11 BRANTWOOD DR2025-05$2,575,0003,31228.7%
74 WHITTREDGE RD2025-08$4,000,0004,51324.6%
115 BEECHWOOD RD2025-11$3,175,0004,79826.2%
115 BEECHWOOD RD2025-06$3,200,0004,79826.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →