The Fair Share Report

12 Champlain Ct

Stafford, NJ 08050

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $698,138

Likely range $548,651 – $999,061, from 12 comparable Stafford sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.85%

The state's official measure of how far Stafford assessments sit below market value — republished every October, applied town-wide. A $698,138 home should be assessed near $361,985.

Step 3 · Assessed value

$716,200

Set at the last town-wide revaluation and mostly frozen since. That's $354,215 above what the ratio math suggests (97.9%).

Step 4 · The tax rate — same for every Stafford home

$2.623 per $100 assessed

$1.048 Schools · 40% $0.603 County · 23% $0.972 Town · 37%

This home's own bill implies $1.232 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$8,826/yr
Public schools$3,527
Ocean County$2,029
Town of Stafford$3,271
Stafford average$7,775

This home vs. every recent Stafford sale · assessed ÷ market

Town median 95.4%
This home · 102.6%

66%136%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (59.63%) — roughly $9,291/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
106 ATLANTIC HILLS BLVD2026-03$350,0001,891114.9%
107 DEERFIELD DRIVE2026-02$400,0001,891100.3%
1646 MILL CREEK ROAD2026-01$700,0001,880113.0%
11 MARY JEANNE LANE2025-05$950,0001,873102.4%
1951 MILL CREEK ROAD2026-05$1,650,1501,76684.8%
148 CATHERINE LANE2025-06$985,0002,01598.4%
1327 MILL CREEK ROAD2025-03$999,9991,922110.6%
1386 PAUL BLVD2025-02$999,9991,85699.0%
2 TERRACE COURT2025-05$600,0001,83295.0%
247 JENNINGS ROAD2026-03$475,0001,738103.0%
112 SOUTHARD DRIVE2026-06$850,0001,959109.3%
250 ATLANTIS AVENUE2025-05$600,0001,96587.7%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →