The Fair Share Report
120 Mountain Rd
Bernards, NJ 07920
The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.
This home's full record →Check another house →
Step 1 · Market value
Likely range $1,360,370 – $1,839,326, from 12 comparable Bernards sales in the past 18 months, at this home's 4,254 sq ft.
Step 2 · The Director's Ratio
The state's official measure of how far Bernards assessments sit below market value — republished every October, applied town-wide. A $1,539,689 home should be assessed near $1,464,552.
Step 3 · Assessed value
Set at the last town-wide revaluation and mostly frozen since. That's $358,552 below what the ratio math suggests (24.5%).
Step 4 · The tax rate — same for every Bernards home
$1.095 Schools · 65% $0.308 County · 18% $0.285 Town · 17%
This home's own bill implies $1.541 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).
Step 5 · The bill
This home vs. every recent Bernards sale · assessed ÷ market
55%105%
Keep quiet and enjoy it
This home's assessment ratio sits below the Bernards pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.
The evidence · comparable sales (SR1A usable-sale records)
| Address | Sold | Price | Sq ft | Ratio |
|---|---|---|---|---|
| 54 BERTA PL | 2026-05 | $2,524,000 | 4,283 | 82.2% |
| 205 DOUGLAS RD | 2025-05 | $1,627,000 | 3,966 | 95.7% |
| 380 WHITENACK RD | 2025-05 | $1,390,000 | 4,497 | 101.2% |
| 321 SOMERVILLE RD | 2025-05 | $1,868,500 | 4,220 | 95.6% |
| 142 ANNIN RD | 2025-01 | $1,105,000 | 3,053 | 96.7% |
| 64 MORGAN LN | 2025-02 | $1,535,000 | 4,569 | 95.8% |
| 58 MORGAN LN | 2026-02 | $1,495,000 | 4,675 | 96.7% |
| 23 GALLOPING HILL RD | 2026-05 | $2,550,000 | 4,309 | 68.2% |
| 6 DOGWOOD WAY | 2026-01 | $925,000 | 2,950 | 81.6% |
| 12 WAYNE TER | 2026-05 | $1,375,000 | 4,023 | 104.0% |
| 39 MELBOURNE WAY | 2025-01 | $1,285,000 | 4,607 | 104.3% |
| 209 LAKE RD | 2026-05 | $1,350,000 | 3,617 | 83.3% |
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