The Fair Share Report

121 Main St

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $536,129

Likely range $488,081 – $563,409, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $536,129 home should be assessed near $495,758.

Step 3 · Assessed value

$398,000

Set at the last town-wide revaluation and mostly frozen since. That's $97,758 below what the ratio math suggests (19.7%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$6,280/yr
Public schools$2,838
Ocean County$1,349
Town of Ocean$2,093
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 74.2%

65%105%

Paying about right

This home's ratio lands inside Ocean's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
59 ATLANTIC AVENUE2025-06$485,0001,87676.4%
8 EAGLESWOOD DR2025-07$544,0001,88176.6%
121 MARINE ROAD2026-02$850,0001,84183.2%
37 PANCOAST RD2025-10$549,0001,88978.4%
130 ADMIRAL WAY2025-12$850,0001,83675.0%
54 PANCOAST RD2026-03$527,5001,83490.3%
23 BELMAR BLVD2025-03$550,0001,83482.1%
211 WELLS MILLS ROAD2026-04$390,0001,82894.2%
32 RUMSON CT2024-12$500,0001,82291.1%
8 VENTNOR CT2026-01$575,0001,91579.1%
42 EAGLESWOOD DR2025-08$535,0001,91583.3%
122 ENGLEWOOD AVENUE2026-05$650,0001,80083.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →