The Fair Share Report

123 Danforth Ave

Paterson, NJ 07501

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $500,000

Likely range $450,000 – $710,000, from 12 comparable Paterson sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

41.41%

The state's official measure of how far Paterson assessments sit below market value — republished every October, applied town-wide. A $500,000 home should be assessed near $207,050.

Step 3 · Assessed value

$450,300

Set at the last town-wide revaluation and mostly frozen since. That's $243,250 above what the ratio math suggests (117.5%).

Step 4 · The tax rate — same for every Paterson home

$5.334 per $100 assessed

$1.307 Schools · 24% $1.048 County · 20% $2.980 Town · 56%

This home's own bill implies $2.339 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$10,531/yr
Public schools$2,580
Passaic County$2,069
Town of Paterson$5,883
Paterson average$10,356

This home vs. every recent Paterson sale · assessed ÷ market

Town median 89.5%
This home · 90.1%

58%114%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (47.62%) — roughly $12,975/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
98 DUNDEE AVE2026-01$400,00091.0%
39-43 COLUMBIA AVE2026-01$750,00078.3%
44 CEDAR ST2025-06$387,00098.8%
521 SUMMER ST2025-06$427,00077.3%
688-690 E 31ST ST2025-05$645,000100.5%
383 STRAIGHT ST2025-05$560,00061.0%
484-486 E 18TH ST2025-05$450,00083.7%
62 ALBION AVE2025-05$500,00088.0%
435 TOTOWA AVE2025-05$470,00089.9%
293-295 CROOKS AVE2025-05$495,000119.0%
472-474 E 26TH ST2025-05$640,00087.2%
326-328 BUFFALO AVE2025-04$545,00083.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →