The Fair Share Report

1230 Rt Us 9 So

Upper, NJ 08078

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $518,031

Likely range $441,714 – $606,169, from 12 comparable Upper sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

56.65%

The state's official measure of how far Upper assessments sit below market value — republished every October, applied town-wide. A $518,031 home should be assessed near $293,465.

Step 3 · Assessed value

$423,600

Set at the last town-wide revaluation and mostly frozen since. That's $130,135 above what the ratio math suggests (44.3%).

Step 4 · The tax rate — same for every Upper home

$2.303 per $100 assessed

$1.649 Schools · 72% $0.331 County · 14% $0.323 Town · 14%

This home's own bill implies $1.589 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$6,733/yr
Public schools$4,821
Cape May County$968
Town of Upper$944
Upper average$6,686

This home vs. every recent Upper sale · assessed ÷ market

Town median 55.3%
This home · 81.8%

36%101%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (65.15%) — roughly $2,997/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
10 RED OAK DR2026-01$600,0002,43551.7%
10 RED OAK DR2025-10$432,0002,43571.8%
1054 RT US 9 SO2025-06$567,7502,61563.5%
78 TYLER RD2025-12$350,0002,11477.7%
57 SOMERS AVE2025-09$510,0002,47461.5%
17 E SUNRISE RD2025-12$415,0002,36875.8%
4 DANA AVE2025-07$595,0002,52354.8%
15 WHITE OAK DR2026-06$475,8852,16857.3%
19 CHADWYN DR2025-08$749,9002,50846.3%
28 LUKE CT2026-02$420,0002,16564.3%
6 LUKE CT2025-12$525,0002,71069.9%
15 E SUNRISE RD2025-04$395,0002,06063.6%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →