The Fair Share Report
129 Harbor Rd
Upper, NJ 08057
The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.
This home's full record →Check another house →
Step 1 · Market value
Likely range $393,941 – $503,679, from 12 comparable Upper sales in the past 18 months (home size estimated from assessor data — range widened).
Step 2 · The Director's Ratio
The state's official measure of how far Upper assessments sit below market value — republished every October, applied town-wide. A $448,784 home should be assessed near $254,236.
Step 3 · Assessed value
Set at the last town-wide revaluation and mostly frozen since. That's $401,464 above what the ratio math suggests (157.9%).
Step 4 · The tax rate — same for every Upper home
$1.649 Schools · 72% $0.331 County · 14% $0.323 Town · 14%
Step 5 · The bill
This home vs. every recent Upper sale · assessed ÷ market
36%172%
Looks meaningfully over-assessed
Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (65.15%) — roughly $9,246/yr at stake. NJ appeals are generally due April 1.
The evidence · comparable sales (SR1A usable-sale records)
| Address | Sold | Price | Sq ft | Ratio |
|---|---|---|---|---|
| 6 SEASOUNDS AVE | 2026-05 | $371,000 | 1,752 | 61.9% |
| 90 SCHOOL HOUSE LA | 2025-05 | $495,000 | 1,845 | 46.6% |
| 705 RT US 9 SO | 2026-01 | $499,900 | 1,850 | 47.6% |
| 601 SECOND AVE | 2025-12 | $430,000 | 1,668 | 63.5% |
| 656 STAGECOACH RD | 2025-05 | $610,000 | 1,914 | 41.6% |
| 8 SHEILA AVE | 2025-10 | $410,000 | 1,684 | 56.3% |
| 12 ASHCROFT AVE | 2026-01 | $553,000 | 1,943 | 50.1% |
| 3 BEESLEYS PL | 2026-05 | $445,000 | 1,950 | 56.2% |
| 11 RED OAK DR | 2025-12 | $425,000 | 1,806 | 50.9% |
| 10 MEADOWLARK RD | 2026-05 | $469,000 | 1,856 | 49.4% |
| 44 WHITE OAK DR | 2025-11 | $493,980 | 1,782 | 49.5% |
| 1 BLACK OAK DR | 2026-04 | $290,000 | 1,782 | 81.5% |
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