The Fair Share Report

129 Main St

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $639,939

Likely range $585,982 – $671,206, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $639,939 home should be assessed near $591,752.

Step 3 · Assessed value

$445,100

Set at the last town-wide revaluation and mostly frozen since. That's $146,652 below what the ratio math suggests (24.8%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$7,024/yr
Public schools$3,174
Ocean County$1,509
Town of Ocean$2,341
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 69.6%

61%105%

Keep quiet and enjoy it

This home's assessment ratio sits below the Ocean pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
12 NO OLYMPIA DR2026-06$550,0002,05687.6%
3 MILLSTONE WAY2025-08$579,0002,07077.8%
7 DOCK AVENUE2025-06$582,5002,05898.5%
3 BAYVILLE WAY2025-08$670,0002,19681.0%
46 SHIP BOTTOM LN2025-02$600,0001,73285.1%
1 CAPSTAN ROAD2025-09$1,185,0002,23279.6%
38 POINT PLEASANT LA2025-12$599,9002,19692.0%
95 ATLANTIC AVENUE2025-01$715,0002,34590.2%
83 SPRING LAKE BLVD2025-11$675,0002,29181.1%
33 MANTOLOKING LA2026-05$645,0002,19686.6%
16 SO OLYMPIA DR2026-03$540,0001,72183.7%
20 DEAL LN2026-02$600,0002,20996.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →