The Fair Share Report

13 Pine St

Lodi, NJ 07644

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $594,502

Likely range $464,690 – $606,881, from 12 comparable Lodi sales in the past 18 months, at this home's 1,323 sq ft.

Step 2 · The Director's Ratio

51.93%

The state's official measure of how far Lodi assessments sit below market value — republished every October, applied town-wide. A $594,502 home should be assessed near $308,725.

Step 3 · Assessed value

$247,600

Set at the last town-wide revaluation and mostly frozen since. That's $61,125 below what the ratio math suggests (19.8%).

Step 4 · The tax rate — same for every Lodi home

$3.540 per $100 assessed

$1.962 Schools · 55% $0.409 County · 12% $1.169 Town · 33%

Step 5 · The bill

$8,765/yr
Public schools$4,858
Bergen County$1,013
Town of Lodi$2,894
Lodi average$11,433

This home vs. every recent Lodi sale · assessed ÷ market

Town median 46.0%
This home · 41.6%

31%65%

Paying about right

This home's ratio lands inside Lodi's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
8 LOUIS ST2025-09$599,0001,32643.5%
18 PINE ST2025-05$881,5001,41629.8%
163 SAINT JOSEPH BLVD2026-04$500,0001,34851.3%
18 SIDNEY ST2025-09$565,0001,24939.7%
4 COLUMBIA AVE2025-08$470,0001,45250.8%
255 GARIBALDI AVE2025-02$425,0001,32650.2%
72 AVE A2025-04$701,0001,56035.7%
51 CHURCH ST2025-12$570,0001,08843.0%
540 MAIN ST2025-08$510,0001,45243.6%
492 WESTMINSTER PL2026-05$508,0001,19246.0%
100 AVE E2025-03$600,0001,30841.1%
69 CHESTNUT ST2025-10$410,0001,09260.4%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →