The Fair Share Report

1302 Maple Ave

Ocean, NJ 07712

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $612,945

Likely range $539,071 – $704,792, from 12 comparable Ocean sales in the past 18 months, at this home's 1,152 sq ft.

Step 2 · The Director's Ratio

94.25%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $612,945 home should be assessed near $577,701.

Step 3 · Assessed value

$791,900

Set at the last town-wide revaluation and mostly frozen since. That's $214,199 above what the ratio math suggests (37.1%).

Step 4 · The tax rate — same for every Ocean home

$1.319 per $100 assessed

$0.801 Schools · 61% $0.224 County · 17% $0.295 Town · 22%

This home's own bill implies $1.245 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$9,861/yr
Public schools$5,984
Monmouth County$1,673
Town of Ocean$2,204
Ocean average$12,291

This home vs. every recent Ocean sale · assessed ÷ market

Town median 95.5%
This home · 129.2%

72%152%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $2,825/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
1303 LAUREL AVE2026-03$670,0001,20692.5%
4 KELEIGH PL2026-05$640,0001,11596.4%
2803 SUNSET AVE2025-05$520,0001,15299.8%
1305 BIRCH AVE2025-05$635,0001,35798.0%
185 ELMWOOD RD2026-06$790,0001,02480.9%
187 PINECREST RD2026-05$750,0001,02481.6%
424 REDMOND AVE2025-04$625,0001,23698.1%
185 PINECREST RD2026-05$730,0001,37289.8%
1413 CAMP AVE2026-02$520,0001,152104.7%
142 MONMOUTH RD2026-03$865,0001,29270.5%
443 HARNELL AVE2025-01$565,000992118.7%
409 WELLS AVE2026-03$840,0001,37395.1%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →