The Fair Share Report

132 Spring Rd

Commercial, NJ 08077

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $68,559

Likely range $60,682 – $138,954, from 12 comparable Commercial sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

80.53%

The state's official measure of how far Commercial assessments sit below market value — republished every October, applied town-wide. A $68,559 home should be assessed near $55,211.

Step 3 · Assessed value

$61,500

Set at the last town-wide revaluation and mostly frozen since. That's $6,289 above what the ratio math suggests (11.4%).

Step 4 · The tax rate — same for every Commercial home

$2.755 per $100 assessed

$0.905 Schools · 33% $1.146 County · 42% $0.704 Town · 26%

Step 5 · The bill

$1,933/yr
Public schools$635
Cumberland County$804
Town of Commercial$494
Commercial average$3,016

This home vs. every recent Commercial sale · assessed ÷ market

Town median 63.1%
This home · 89.7%

39%145%

Paying about right

This home's ratio lands inside Commercial's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
1857 LAKESHORE DR2025-10$60,000736163.7%
6117 QUAIL DRIVE2025-06$119,90097289.7%
538 FERN RD2026-06$112,00067261.1%
7178 KERON DRIVE2026-03$170,00098061.9%
7183 SAMUEL DR2025-09$40,00067272.8%
7079 JAMES MOORE RD2025-07$55,000672108.5%
1561 NORTH AVE2025-09$170,0001,09251.1%
1314 SPRING GARDEN RD2026-02$46,300954159.2%
7414 BATTLE LANE2025-10$265,0001,12848.9%
118 ROBIN ROAD2026-06$167,50070061.2%
7194 SAMUEL DRIVE2025-08$55,000968139.4%
968 STEEP RUN RD2025-06$145,0001,18075.9%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →