The Fair Share Report

14 Beacon Dr

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $415,358

Likely range $329,780 – $461,327, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $415,358 home should be assessed near $384,082.

Step 3 · Assessed value

$757,700

Set at the last town-wide revaluation and mostly frozen since. That's $373,618 above what the ratio math suggests (97.3%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$11,957/yr
Public schools$5,402
Ocean County$2,569
Town of Ocean$3,986
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 182.4%

68%235%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $5,896/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
71 RAILROAD AVENUE2025-01$509,0001,28868.3%
7 LETTS LANDING ROAD2026-04$419,0001,10470.4%
7 LETTS LANDING ROAD2025-08$387,0001,10476.2%
103 ATLANTIC AVENUE2025-02$475,0001,12989.0%
108 BALTIC AVENUE2026-01$347,5001,24481.5%
95 OREGON AVENUE2025-04$460,0001,20078.1%
30 NAUTILUS ROAD2025-09$380,0001,22468.4%
85 HOLLY DRIVE2025-01$350,0001,22986.1%
46 SHIP BOTTOM LN2025-02$600,0001,73285.1%
103 DOVER COURT2025-07$385,0001,16077.3%
28 DOLPHIN WAY2026-06$430,0001,34480.7%
113 LIGHTHOUSE DRIVE2025-10$290,0001,15289.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →