The Fair Share Report

14 Cable Rd

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $679,359

Likely range $599,135 – $702,726, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $679,359 home should be assessed near $628,203.

Step 3 · Assessed value

$732,600

Set at the last town-wide revaluation and mostly frozen since. That's $104,397 above what the ratio math suggests (16.6%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

This home's own bill implies $1.544 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$11,310/yr
Public schools$5,110
Ocean County$2,430
Town of Ocean$3,770
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 107.8%

68%128%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $1,647/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
86 ILLINOIS AVENUE2025-08$505,0001,98078.7%
15 EAGLESWOOD DR2025-08$620,0002,29176.4%
197 BRIGANTINE BLVD2026-05$660,0002,29179.5%
3 BEACH HAVEN WAY2026-06$670,0002,29182.7%
24 BELMAR BLVD2025-04$625,0002,21780.7%
116 DOLLMORE AVENUE2026-03$635,0002,09694.2%
34 SEA GIRT LN2025-03$600,0002,523100.0%
3 STRATHMERE ST2025-02$560,0002,27088.7%
130 ADMIRAL WAY2025-12$850,0001,83675.0%
30 EAGLESWOOD DR2026-02$596,0002,29184.0%
114 CALDWELL ROAD2025-04$860,0002,51293.5%
5 BRADLEY BEACH WAY2025-01$620,0002,18393.5%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →