The Fair Share Report

141 Springfield Ave

Summit, NJ 07078

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,018,095

Likely range $788,011 – $1,160,154, from 12 comparable Summit sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

30.81%

The state's official measure of how far Summit assessments sit below market value — republished every October, applied town-wide. A $1,018,095 home should be assessed near $313,675.

Step 3 · Assessed value

$147,200

Set at the last town-wide revaluation and mostly frozen since. That's $166,475 below what the ratio math suggests (53.1%).

Step 4 · The tax rate — same for every Summit home

$4.470 per $100 assessed

$2.335 Schools · 52% $1.092 County · 24% $1.043 Town · 23%

Summit also levies a Special Improvement District charge inside its district boundaries — the county roll doesn't say which homes are in it, but a bill's "IMPROVEMENT DISTRICT" line does. District homes pay $4.654 per $100 all-in (+$0.184).

Step 5 · The bill

$6,581/yr
Public schools$3,438
Union County$1,608
Town of Summit$1,536
Summit average$19,697

This home vs. every recent Summit sale · assessed ÷ market

Town median 26.5%
This home · 14.5%

7%41%

Keep quiet and enjoy it

This home's assessment ratio sits below the Summit pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
14 HARVARD ST2025-05$979,0001,60528.5%
218 MOUNTAIN AVE2025-07$999,9991,49228.6%
3 ROTARY DR2025-07$975,0001,44437.9%
28 SHUNPIKE RD2026-03$851,0001,58433.1%
55 HIGH ST2025-08$1,436,1351,50420.4%
172 COLONIAL RD2025-10$1,100,0001,45822.6%
19 TULIP ST2025-11$700,0001,59342.5%
57 MICHIGAN AVE2025-09$715,0001,49627.9%
53 MADISON AVE2025-07$1,150,0001,54421.3%
127 BUTLER PKWY2026-02$890,5991,39824.3%
176 WOODLAND AVE2026-03$1,400,0001,98021.3%
57 HIGH ST2025-09$1,320,0001,72424.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →