The Fair Share Report

15 Dock Ave

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $681,923

Likely range $580,330 – $863,927, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $681,923 home should be assessed near $630,574.

Step 3 · Assessed value

$967,400

Set at the last town-wide revaluation and mostly frozen since. That's $336,826 above what the ratio math suggests (53.4%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$15,266/yr
Public schools$6,898
Ocean County$3,279
Town of Ocean$5,089
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 141.9%

68%172%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $5,315/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
55 MAIN STREET2026-03$585,0002,86475.7%
6 TALL OAKS DRIVE2025-08$539,9002,42991.5%
11 BLUEBEARD DRIVE2025-03$1,078,0003,274100.0%
121 MOREY PLACE ROAD2025-04$799,0002,77083.8%
222 WELLS MILLS ROAD2026-06$875,0003,36389.0%
7 DOCK AVENUE2025-06$582,5002,05898.5%
13 BAYVIEW DRIVE2025-05$600,0001,95499.3%
4 LETTS LANDING ROAD2025-09$420,0003,035118.7%
89 POPLAR STREET2025-04$550,0002,90597.0%
14 VESSEL ROAD2026-05$979,0001,59970.5%
156 WELLS MILLS ROAD2026-02$405,0001,58686.1%
16 BELMAR BLVD2026-03$567,0002,888108.2%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →