The Fair Share Report

15 Pine Ave

Madison, NJ 07940

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $1,305,796

Likely range $1,261,869 – $1,626,221, from 12 comparable Madison sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

60.22%

The state's official measure of how far Madison assessments sit below market value — republished every October, applied town-wide. A $1,305,796 home should be assessed near $786,350.

Step 3 · Assessed value

$630,500

Set at the last town-wide revaluation and mostly frozen since. That's $155,850 below what the ratio math suggests (19.8%).

Step 4 · The tax rate — same for every Madison home

$2.254 per $100 assessed

$1.423 Schools · 63% $0.350 County · 16% $0.481 Town · 21%

Step 5 · The bill

$14,211/yr
Public schools$8,972
Morris County$2,207
Town of Madison$3,033
Madison average$15,897

This home vs. every recent Madison sale · assessed ÷ market

Town median 55.4%
This home · 48.3%

33%77%

Keep quiet and enjoy it

This home's assessment ratio sits below the Madison pack — the frozen assessment is treating it kindly. It pays less than a fresh look would charge.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
7 DOGWOOD DR2025-10$1,999,9992,30855.4%
38 PINE AVE2025-05$1,312,5802,29253.8%
24 LOANTAKA WAY2026-03$1,650,0002,31938.7%
20 LOANTAKA WAY2025-04$1,450,0002,28246.3%
175 GREEN VILLAGE RD2026-03$1,310,0002,32553.3%
17 OVERHILL DR2026-02$805,0002,16861.3%
3 ARDSLEIGH DR2025-11$1,105,0002,12147.0%
152 CENTRAL AVE2025-10$1,350,0001,93644.1%
60 WEST LN2026-03$1,300,0002,24361.6%
333 WOODLAND RD2025-07$1,278,0002,35858.2%
20 CRESTVIEW AVE2025-05$1,331,0002,21352.0%
152 LOANTAKA WAY2025-05$1,175,0002,43054.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →