The Fair Share Report

154 Lighthouse Dr

Ocean, NJ 08758

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $535,554

Likely range $506,670 – $573,814, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $535,554 home should be assessed near $495,227.

Step 3 · Assessed value

$439,900

Set at the last town-wide revaluation and mostly frozen since. That's $55,327 below what the ratio math suggests (11.2%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$6,942/yr
Public schools$3,136
Ocean County$1,491
Town of Ocean$2,314
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 82.1%

68%105%

Paying about right

This home's ratio lands inside Ocean's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
11 TILLER DRIVE2026-01$405,0001,99896.0%
5 NAVAJO DRIVE2025-09$477,5001,79874.2%
59 ATLANTIC AVENUE2025-06$485,0001,87676.4%
309 FIFTH STREET2026-04$370,0001,95681.0%
3 MILLSTONE WAY2025-08$579,0002,07077.8%
211 WELLS MILLS ROAD2026-04$390,0001,82894.2%
12 NO OLYMPIA DR2026-06$550,0002,05687.6%
86 ILLINOIS AVENUE2025-08$505,0001,98078.7%
37 PANCOAST RD2025-10$549,0001,88978.4%
95 ATLANTIC AVENUE2025-01$715,0002,34590.2%
22 EAGLESWOOD DR2026-05$585,0001,99785.6%
54 PANCOAST RD2026-03$527,5001,83490.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →