The Fair Share Report

157 E Rd

Middletown, NJ 07718

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $648,502

Likely range $588,645 – $756,222, from 12 comparable Middletown sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

98.35%

The state's official measure of how far Middletown assessments sit below market value — republished every October, applied town-wide. A $648,502 home should be assessed near $637,802.

Step 3 · Assessed value

$602,600

Set at the last town-wide revaluation and mostly frozen since. That's $35,202 below what the ratio math suggests (5.5%).

Step 4 · The tax rate — same for every Middletown home

$1.614 per $100 assessed

$0.990 Schools · 61% $0.195 County · 12% $0.429 Town · 27%

This home's own bill implies $1.558 per $100 — below the general rate, usually a deduction on the bill (senior, veteran, disabled).

Step 5 · The bill

$9,389/yr
Public schools$5,759
Monmouth County$1,134
Town of Middletown$2,495
Middletown average$11,743

This home vs. every recent Middletown sale · assessed ÷ market

Town median 98.7%
This home · 92.9%

74%118%

Paying about right

This home's ratio lands inside Middletown's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
334 CAMPBELL AVE2025-04$640,0001,641100.1%
398 CONOVER PL2026-01$815,0001,696101.8%
547 GREENE AVE2025-06$715,0001,680104.3%
18 MIDDLETOWN AVE2026-01$890,0001,84988.5%
505 ATLANTIC AVE2026-05$320,0001,560118.4%
312 NAVESINK AVE2026-03$680,0001,28982.1%
22 MERCER AVE2026-04$525,0001,34498.1%
8 SALISBURY AVE2025-01$720,0002,05298.5%
27 TINDALL RD2025-05$620,0001,49097.0%
483 LOCUST POINT RD2025-04$1,200,0001,86298.5%
42 YORK AVE2026-04$665,0001,57296.1%
128 CONCORD AVE2025-03$600,0001,22896.5%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →