The Fair Share Report

159 Cameron Ct

Independence, NJ 07840

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $408,000

Likely range $371,767 – $420,000, from 12 comparable Independence sales in the past 18 months, at this home's 1,610 sq ft.

Step 2 · The Director's Ratio

59.23%

The state's official measure of how far Independence assessments sit below market value — republished every October, applied town-wide. A $408,000 home should be assessed near $241,658.

Step 3 · Assessed value

$200,100

Set at the last town-wide revaluation and mostly frozen since. That's $41,558 below what the ratio math suggests (17.2%).

Step 4 · The tax rate — same for every Independence home

$3.795 per $100 assessed

$2.295 Schools · 60% $0.873 County · 23% $0.627 Town · 17%

Step 5 · The bill

$7,579/yr
Public schools$4,583
Warren County$1,743
Town of Independence$1,252
Independence average$8,765

This home vs. every recent Independence sale · assessed ÷ market

Town median 46.8%
This home · 49.0%

36%74%

Paying about right

This home's ratio lands inside Independence's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
191 KEMPER CT2026-06$410,0001,61049.1%
189 KEMPER CT2026-04$408,0001,61046.8%
232 HARVARD DR2025-09$360,0001,61050.3%
182 DURHAM CT2025-08$440,0001,62443.2%
117 WINGATE DR2025-01$375,0001,62452.9%
514 FAULKNER DR2026-05$420,0001,61042.1%
257 HARVARD DR2025-08$400,0001,47042.3%
256 HARVARD DR2025-08$365,0001,47045.4%
255 HARVARD DR2025-05$369,5001,47046.9%
220 HARVARD DR2026-06$429,0001,50843.8%
220 HARVARD DR2026-03$350,0001,50853.7%
226 HARVARD DR2026-02$390,0001,50849.2%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →