The Fair Share Report

159 Commodore Rd

Stafford, NJ 08050

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $771,303

Likely range $715,577 – $827,302, from 12 comparable Stafford sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.85%

The state's official measure of how far Stafford assessments sit below market value — republished every October, applied town-wide. A $771,303 home should be assessed near $399,921.

Step 3 · Assessed value

$778,200

Set at the last town-wide revaluation and mostly frozen since. That's $378,279 above what the ratio math suggests (94.6%).

Step 4 · The tax rate — same for every Stafford home

$2.623 per $100 assessed

$1.048 Schools · 40% $0.603 County · 23% $0.972 Town · 37%

This home's own bill implies $1.376 per $100 — well off the general rate. That usually means the town revalued since the last bill.

Step 5 · The bill

$10,704/yr
Public schools$4,277
Ocean County$2,461
Town of Stafford$3,967
Stafford average$7,775

This home vs. every recent Stafford sale · assessed ÷ market

Town median 95.4%
This home · 100.9%

78%114%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (59.63%) — roughly $9,922/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
1050 VESSEL LANE2025-04$795,0002,86290.8%
116 GALLEON ROAD2025-05$780,0002,68497.0%
14 BENNET LANE2025-04$715,0002,68297.7%
351 LIGHTHOUSE DRIVE2025-04$789,0002,91798.8%
54 OSPREY AVENUE2025-04$690,0002,68295.6%
27 PAYTON DRIVE2026-04$828,0003,02390.0%
24 FARRAH DRIVE2025-05$449,0002,84599.7%
138 BRADSHAW DRIVE2026-01$807,0003,12994.1%
59 RUTH DRIVE2026-05$1,325,0002,86284.2%
63 BRADSHAW DRIVE2025-01$700,0002,51699.9%
202 ASHBURN AVENUE2026-02$735,0002,50887.5%
432 MORRIS BLVD2026-05$2,400,0003,14371.9%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →