The Fair Share Report

159 Richards Rd

Upper Deerfield, NJ 08302

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $297,963

Likely range $251,624 – $365,056, from 12 comparable Upper Deerfield sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

69.30%

The state's official measure of how far Upper Deerfield assessments sit below market value — republished every October, applied town-wide. A $297,963 home should be assessed near $206,488.

Step 3 · Assessed value

$161,400

Set at the last town-wide revaluation and mostly frozen since. That's $45,088 below what the ratio math suggests (21.8%).

Step 4 · The tax rate — same for every Upper Deerfield home

$3.290 per $100 assessed

$1.925 Schools · 59% $1.176 County · 36% $0.189 Town · 6%

Step 5 · The bill

$5,315/yr
Public schools$3,110
Cumberland County$1,900
Town of Upper Deerfield$305
Upper Deerfield average$5,928

This home vs. every recent Upper Deerfield sale · assessed ÷ market

Town median 55.6%
This home · 54.2%

36%85%

Paying about right

This home's ratio lands inside Upper Deerfield's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
32 PARKVIEW HEIGHTS2025-09$275,0001,45265.6%
4 WEYMOUTH PLACE2026-04$300,9991,38857.0%
58 PARKVIEW HEIGHTS EXT2025-10$260,0001,35064.0%
52 DUBOIS RD2026-03$290,0001,19655.2%
24 W DEERFIELD RD2026-06$150,0001,13693.9%
435 CENTERTON RD2025-06$310,0001,20854.7%
49 HUSTED STATION RD2025-07$387,0001,57648.6%
233 CORNWELL DR2025-09$250,0001,40067.6%
104 LAUREL HEIGHTS DR2025-05$285,0001,32054.1%
22 HUSTED STATION RD2025-08$315,0001,14446.4%
484 CENTERTON RD2026-01$415,0001,27041.3%
15 GRANADA DR2025-11$358,0001,36453.3%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →