The Fair Share Report

159 Seneca Blvd

Ocean, NJ 08005

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $634,845

Likely range $536,218 – $711,917, from 12 comparable Ocean sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

92.47%

The state's official measure of how far Ocean assessments sit below market value — republished every October, applied town-wide. A $634,845 home should be assessed near $587,041.

Step 3 · Assessed value

$766,800

Set at the last town-wide revaluation and mostly frozen since. That's $179,759 above what the ratio math suggests (30.6%).

Step 4 · The tax rate — same for every Ocean home

$1.578 per $100 assessed

$0.713 Schools · 45% $0.339 County · 21% $0.526 Town · 33%

Step 5 · The bill

$12,100/yr
Public schools$5,467
Ocean County$2,599
Town of Ocean$4,033
Ocean average$7,377

This home vs. every recent Ocean sale · assessed ÷ market

Town median 84.0%
This home · 120.8%

68%148%

Looks meaningfully over-assessed

Even at the generous end of the range, this home's ratio clears the Chapter 123 appeal line (100.00%) — roughly $2,837/yr at stake. NJ appeals are generally due April 1.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
4 LETTS LANDING ROAD2025-09$420,0003,035118.7%
15 BAYVIEW DRIVE2025-03$789,9002,30686.2%
89 POPLAR STREET2025-04$550,0002,90597.0%
66 STRATHMERE ST2025-05$535,0002,611103.0%
109 OCEAN AVENUE2026-05$545,0002,636100.9%
5 LONGPORT CT2026-02$677,0002,88882.9%
32 EAGLESWOOD DR2026-05$620,0002,67386.6%
11 DEAL LN2025-04$580,0002,88890.8%
79 SPRING LAKE BLVD2026-05$600,0002,67398.1%
124 BRIGANTINE BLVD2025-01$685,0002,67386.2%
50 AVALON WAY2025-07$675,0002,67380.3%
34 SEA GIRT LN2025-03$600,0002,523100.0%

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Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →