The Fair Share Report

16 Ave E

Lodi, NJ 07644

The town corrects for market drift once a year — but only on average. This report measures whether this house drifted with the herd or away from it.

Step 1 · Market value

≈ $949,466

Likely range $853,780 – $1,123,921, from 12 comparable Lodi sales in the past 18 months (home size estimated from assessor data — range widened).

Step 2 · The Director's Ratio

51.93%

The state's official measure of how far Lodi assessments sit below market value — republished every October, applied town-wide. A $949,466 home should be assessed near $493,058.

Step 3 · Assessed value

$432,300

Set at the last town-wide revaluation and mostly frozen since. That's $60,758 below what the ratio math suggests (12.3%).

Step 4 · The tax rate — same for every Lodi home

$3.540 per $100 assessed

$1.962 Schools · 55% $0.409 County · 12% $1.169 Town · 33%

Step 5 · The bill

$15,303/yr
Public schools$8,482
Bergen County$1,768
Town of Lodi$5,054
Lodi average$11,433

This home vs. every recent Lodi sale · assessed ÷ market

Town median 46.0%
This home · 45.5%

31%65%

Paying about right

This home's ratio lands inside Lodi's normal band. The drift hasn't singled it out — no case for a tax appeal.

The evidence · comparable sales (SR1A usable-sale records)

AddressSoldPriceSq ftRatio
19 FIRST ST2025-04$980,0002,77838.5%
62 GARIBALDI AVE2024-12$615,0002,34259.4%
356 WESTMINSTER PL2026-01$880,0002,19840.8%
144 SO MAIN ST2026-02$940,0002,58236.3%
216 FARNHAM AVE2025-07$775,0002,08841.9%
89 NORWOOD AVE2026-05$999,0002,25740.0%
359 UNION ST2025-04$951,0002,74047.1%
20 SO CORABELLE AVE2026-06$1,210,0002,66234.6%
15 FIRST ST2026-03$965,0002,09035.0%
15 FIRST ST2025-08$877,0002,09038.6%
6 BRANCA CT2025-12$710,0002,51254.0%
5 CHARLES ST2025-12$880,0002,63851.1%

Is this your house?

Run your own report →

Estimates from public records — NJ MOD-IV assessments, SR1A usable sales, and Treasury/DCA rate tables. Your house has a history. Write the next chapter on Plotline →